Wetted area is far more important than frontal area for subsonic aircraft. That said, a side-by-side aircraft may have significantly more frontal area, and, depending on fineness ratio (roughly, length over square root of cross-sectional area) and avoidance of separation, may have more wetted area.
That said, I think that it's more likely that tactical considerations (including getting out of a damaged aircraft) likely make tandems more attractive for military aircraft, regardless of minor differences in drag. Given the limits on engines available in the Fulmar's time frame, I'm not sure how much better a two-seater that fits all the specifications could be.