So many damn credit/debit cards in my wallet!

Discussion in 'OFF-Topic / Misc.' started by horseUSA, Nov 16, 2013.

  1. horseUSA

    horseUSA Administrator
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    I saw this today. Coin https://onlycoin.com which allows you to store your credit cards etc on one card. This is such a great idea!!
     
  2. DerAdlerIstGelandet

    DerAdlerIstGelandet Der Crew Chief
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    And then if it gets stolen, someone has all of your accounts...
     
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  3. parsifal

    parsifal Well-Known Member

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    Id still manage to lose it I think
     
  4. fubar57

    fubar57 Well-Known Member

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    I must be lucky, I have one credit card that I only use for my Sirius/XM subscription. My last purchase was a Pentax camera 21 years ago. I still don't use on-line banking.

    Geo
     
  5. Wurger

    Wurger Siggy Master
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    I must agree with that.
     
  6. Gnomey

    Gnomey World Travelling Doctor
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    Exactly Chris!
     
  7. vikingBerserker

    vikingBerserker Well-Known Member

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    I've gone as far as Pay Pal (which I love), I'm not too sure of this gadget though.
     
  8. Vic Balshaw

    Vic Balshaw Well-Known Member

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    I only have two credit cards, one which I've had for decades and has no annual fee and only gets used for purchases in Australian. The second one which is a more recent addition for use when purchasing outside of Australia or while overseas as it attracts no bank or currency conversion fees and has no annual fee. Having said that, I also usually only do on line purchases if I can purchase with PayPal. No PayPal and I will look elsewhere or go without.
     
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  9. Lucky13

    Lucky13 Forum Mascot

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    Same here, PayPal, then I buy, no PayPal.....thanks but no thanks..
    Never owned a creditcard and never will, prefer debitcards...
     
  10. tomo pauk

    tomo pauk Creator of Interesting Threads

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    If one really hes too much credit/debit cards, then the best thing one should do is to reduce the number. One-two per person or per family sounds just great.
     
  11. Marcel

    Marcel Well-Known Member

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    I've got only one that I got from the company if I have to travel abroad. Quite useful, especially in the US, where they all expect you to have a creditcard. Don't use it much apart from that.
     
  12. Lucky13

    Lucky13 Forum Mascot

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    That would mean, that the old colonies wouldn't let me in then, not having a credicard....:lol:
     
  13. T Bolt

    T Bolt Well-Known Member

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    That's the whole point Jan, must keep out the rif-raf you know :lol:
     
  14. gumbyk

    gumbyk Well-Known Member

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    Ummm, it only does magnetic stripe cards, which are on their way out (too easy to clone).

    Here in NZ, banks are only issuing chip cards (now with near field communication, so you don't even have to insert the card into the machine), so it wouldn't be any good to me.

    Seems it would have been a great idea 5-10 years ago, but a bit late for some of us.
     
  15. Lucky13

    Lucky13 Forum Mascot

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    Too right mate...!








    ....wait a minute here!
     
  16. Gnomey

    Gnomey World Travelling Doctor
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    Yeah, been the same here. Don't think I have had a solely magnetic card in at least 12 years. Been chip and pin for at least that amount of time here.
     
  17. mikewint

    mikewint Well-Known Member

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    New fangeled gadgets... NO credit cards of any kind; ONE debit card magnetic strip which I and I alone swipe with absolutely NO overdraft protection; and a flip phone I've had for 10 years...it's a PHONE not a computer/entertainment center/camera, it makes PHONE calls... period
     
  18. gumbyk

    gumbyk Well-Known Member

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    The only time we've had our card cloned was when my wife swiped it.Chip and PIN is a lot more secure than the old mag stripe.

    Banks here will reverse any fraudulent transactions as long as you haven't disclosed your pin to anyone, and report it stolen as soon as possible.
     
  19. mikewint

    mikewint Well-Known Member

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    We had a spate of problems with waiter/waitresses swiping cards into their cell phones when we handed them cards at the table
     
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