The STS was stronger than normal construction steels but still ductile (flexible) enough to be used as construction steel in hull sides and decks, true armor is more brittle and might tend to crack after years at sea if used as construction steel. Most navies added the steel armor to the construction steel and didn't try to make the armor carry any of the load.
Now you just dipped into my wheelhouse.
Let me be clear (and fair) up front, I agree belt armor on warships
was effectively brittle. I want to correct the idea about armor in general being brittle. So I'm not picking on you but I want to explain this a bit more, since even on ships armor was used in different ways and on a different scale.
The best quality steel armor actually was
not brittle and in fact was flexible or springy. The metallurgy is complex but briefly the heat treatment process of medium carbon steel transformed harder more brittle steel into slightly less hard but far 'tougher' material, due mainly to flexibility. Toughness or
fracture toughness (resistance to fracture) is the desired quality for steel armor, which is flexibility balanced with hardness. Toughness can be measured by something called a 'Charpy impact test' developed in the 19th Century but the processes to create highly flexible spring steel armor go back to the late middle ages.
To make tempered steel, after a steel object with the right carbon content has been forged and shaped to it's ultimate form (like a gun barrel, a helmet or an armor plate) and then quenched, it must be gradually reheated a second time and then quenched again after it has reached a certain temperature range for a specific length of time. This allows a specific type of iron carbon compound (for armor usually between 0.3 and 0.6% carbon) called martensite to diffuse gradually through the pearlite which forms a type of molecular structure now called Bainite. The correct amount of diffusion can be seen by the color of the metal.
For armor you want something over in the blue range.
Very hard steel by contrast becomes brittle and will crack when hit with ballistic objects. Iron carbide steel hard enough for industrial drill bits etc. is mostly made up of a carbon / iron compound cementite which is technically a ceramic.
Naval armor tended to be made in large and very thick pieces which is one of the reasons it could crack. To make properly tempered steel it can't be cast or rolled it has to be forged, and the giant plates used for belt armor on battleships etc. were far too big for that. So to make it more resistant it was typically rolled steel that was annealed to create a quasi-tempering effect and then face hardened.
However armor to protect other vital / internal parts of a ship from bomb fragments etc.
could be properly tempered, and armored pieces, including the armor used in aircraft was often tempered and sometimes on tanks were tempered too.
The main reason was weight saving. Tempered medium carbon steel of 3mm has the same ballistic protection as non tempered medium carbon steel of 6mm or low carbon steel of 10mm. Which is a big deal for example for ballistic plates in body armor and armor on modern fighting vehicles.
In theory, if you had a big enough Haephestus style giants forge, you could have made 10 cm armor that was as effective as 20cm armor. That would have made battleships a bit more viable. But that is a science fiction type scale.