Yep, I agree. I'm not a fan of 'overdone' panel lines, as they make a model look like a very good model, but not like the real thing. But, each to his own, as they say.
Simple rule of thumb - if a panel line/joint/hinge whatever, can be seen on the real thing at twenty feet, then by all means try to replicate it. If it can't be seen then forget it, and concentrate more on a realistic finish - one common to the aircraft in question, not a 'Hollywood Hodge Podge'.