Exactly. This is the fundamental difference between this Russian aggression and actions by US and other Coalition partners over the past 20 years. The US and Coalition partners typically tried very hard to avoid civilian casualties. They weren't perfect. Mistakes were made and, on a few occasions, actions were deliberately taken which went against rules of engagement and killed people unnecessarily. However, in those latter situations, the actors typically were tried in court.
What we're seeing in Ukraine is indiscriminate action against civilians without any attempt to determine if there's a threat. There are no TTPs in place of the kind that @marathag outlined. The Western military forces trained and practiced those types of TTPs rigourously prior to deployment and throughout their time downrange. This is probably another pointer to (a) the lower relative training level of Russian forces (you can't expect conscripts to perform these types of TTPs in complex operational environments), and (b) the lack of Russian leadership planning and preparation.
Before we deployed to Iraq, we sat through hours of ROE training, and ran through scenarios of when we could engage and when we could not. We even spent time in field training where actors were used in "real life" scenarios for us to practice and train on.
Then so know one was confused, we had an "ROE Card" that laid out the rules of engagement that we carried in our breast pocket every time we left the wire.
We had one instance where we thought this guy was setting up rocket launchers on his property. We "air assaulted" his house and captured him without firing a shot and killing anyone. It turned out it was drill equipment and he was drilling a well on his property and was released. The US commander returned later that evening to personally apologize and presented him with assistance in digging the well and other supplies.
I am fairly confident had we been Russian troops this would have ended differently…
Same in Kosovo. We treated the local population with respect and kindness. Whenever we landed the children would run out and greet us. People would come and talk to us. When we visited the Russian "protected" sectors, the people feared the Russian "peace keepers." The people told us they were abused and the Russians looted and treated them rather poorly.
There is a difference in how both sides view human life in general. There is a huge difference in military discipline.