You can never "adequately" prepare. But yeah I have been saving for the last 17yrs. Probably the wife is only going to benefit, but makes me sleep at night. Mkloby, how things will change now that little Matt is running around. You'll have those epiphanies which ruin concentration that can be so dangerous to flying about how you need to save more, lose weight, work out more, save bucks, put money away for college, wish your were at home more, steer Matt this way and that. Ugh. It weighs on the mind.
And yet Matt will always greet you with that smile (just wait, not yet, just wait, too early yet). And your heart will melt and you will feel like the Lion over a pride, ready to pounce at moments notice. Or perhaps just to cuddle and purr.
But I digress.
TPBM thinks that the gov't will take care of their retirement.