Nem-ID. (Translation: Easy-ID)
Here in Denmark, a lot of us danes recently received a personal code and a code card, to use with all the online public services here in the country, like banking, pension, social services, physician and all.
Now:
How smart is it to gather it all under one solution, security-wise, and supplying people with a code and a cardboard code card that you'll have to carry in your purse or wallet, where you have to use a new code for every time that you log on - and sending out code cards that'll have to be replaced as the old codes get used up?
It would be a lot smarter if the darned thing actually worked, but they're constantly running into problems with the system going down, people being unable to log on, even though they do all the right things as described, and people complaining/needing support and all.
I think it's stucking fupid, and I'm seriously thinking about giving up on my internet bank thing, using the IRL bank for paying my bills and keeping track of my money instead.